Start where you are

•  There is no easy fix
•  Given enough time, you can always correct a problem
•  Everybody needs a plan, no matter what your financial situation is
•  I can help you make the most of what you have
•  I want you to contact me regardless of cost; reduced fees are available
•  For me, it is important that people have a realistic view of their finances
•  Financial education is an asset that will never diminish in value
•  Money is a resource that should enhance your life, not complicate it
•  Awareness of the details always helps you in dealing with a situation
•  Accurate information helps you make sounder decisions
•  Everyone should find someone to help them make a plan